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Your Pay

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Good to know

1 / 10Adult minimum wage is $23.95 an hour

From 1 April 2026 the adult minimum wage is $23.95 an hour, up from $23.50. That is before tax.

Source: Employment NZ
2 / 10Starting-out and training wage is $19.16

From 1 April 2026 the starting-out and training minimum wage is $19.16 an hour. It only applies to eligible workers.

Source: Employment NZ
3 / 10Income tax runs from 10.5% to 39%

Resident rates are 10.5% to $15,600, 17.5% to $53,500, 30% to $78,100, 33% to $180,000 and 39% above that.

Source: Inland Revenue
4 / 10ACC earners levy is 1.75% this year

From 1 April 2026 to 31 March 2027 the levy is $1.75 per $100 of earnings, up to $156,641 a year.

Source: Inland Revenue
5 / 10KiwiSaver default rate is now 3.5%

From 1 April 2026 the default rate for you and your employer is 3.5%. It is due to rise to 4% on 1 April 2028.

Source: Inland Revenue
6 / 10Student loan: 12% over $24,128

With a student loan you repay 12 cents in every dollar above $24,128 a year from your main job, on the SL tax code.

Source: Inland Revenue
7 / 10Four weeks of annual holidays

You become entitled to four weeks of paid annual holidays after 12 months of continuous employment.

Source: Employment NZ
8 / 10Ten paid sick days a year

Eligible employees get 10 days of paid sick leave a year, for their own sickness or to care for a partner or dependant.

Source: Employment NZ
9 / 10In-work tax credit lifted to $147

From 1 April 2026 the full weekly in-work tax credit rose from $97 to $147, for a limited period.

Source: Inland Revenue
10 / 10No IR330 means 45% tax

Give your employer an IR330 tax code form. If you do not, they must deduct tax at the 45% no-declaration rate.

Source: Inland Revenue

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How we make these. Every tool follows published guidance from the official source named on its page. They give estimates and general information, not financial or legal advice.